Recently, I decided to explore new avenues for diversifying my investments, and one of the paths I chose was P2P lending. One platform that caught my attention was Esketit, and I'd like to share my initial impressions and personal approach.
Why I Chose Esketit
What struck me about Esketit from the beginning was the clarity with which the platform is presented. Although P2P lending always carries a certain degree of risk, Esketit’s simple and well-organized structure gave me enough confidence to start. As I navigated the site, I appreciated how detailed information is provided about the loans and the originators behind them, allowing me to make clear decisions.
My Approach
Unlike many users, I did not activate the Auto Invest function, which allows the platform to automatically manage investments based on preset criteria. For now, I preferred to maintain direct control over each loan I choose to invest in. This allows me to personally analyze the details of the loans and select them based on my own parameters.
It was a conscious decision I made after spending time reviewing the information on the available loans and the originators involved. While this approach requires more attention and time, I find that it helps me better understand the dynamics of P2P lending.
First Impressions
For now, I can say that the experience has been positive. The platform has proven to be intuitive and easy to use. I was able to monitor my investments in real-time, and the first returns on interest arrived on schedule, just as expected.
I’ve found it helpful to diversify my portfolio by investing small amounts in multiple loans. This allows me to minimize the risks associated with a single borrower defaulting. Esketit's transparency regarding loan details has convinced me to continue manually managing my choices.
Personal Thoughts
At the moment, Esketit represents a small part of my overall investment strategy. Although it’s still early to draw definitive conclusions, my entry into the P2P lending world through this platform has been smooth so far. Managing my investments manually has given me a better understanding of how the system works, and it’s a path I intend to keep exploring.
I hope I told you something useful. If any of you have experience in this sector then let me know!
See you soon 👋🏻😊
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