Though there are widespread popularity of the cryptocurrency, the use of bitcoin and ethereum is on the increase but it is a pity that even with the widespread popularity only few understands how it’s works and even fewer knows how to use the cryptocurrency to fulfill their promise as a means of exchange that is digital yet un-hackable. This enables to make transaction instantly and securely and this can not be controlled by the governments, banks and other middlemen.

THE PAYGINE

The paygine is a financial platform that is designed to help customers and businesses use cryptocurrency as simple and conveniently as any other currency in the every day life. It is designed to offer cryptocurrency related services to both individuals and businesses, allow for easier, faster and less expensive currency transaction in a variety of usage scenerio.

The paygine allows individuals to quickly, easily and sincerely maintain wallet in both fiat currency and cryptocurrencies with the ability to convert fund between them. It also allows individual to pay retails shop and online stores using their cryptocurrency. It also allows one to carry out worldwide, cross border transfer of any currency with minimal cost and without any issue.

With the paygine, retailers can accept currency as a payment for goods and services at their place of businesses or online stores and automatically convert those payments into currencies if their choice. In essence, with the paygine platform one can do absolutely anything with the cryptocurrency as so with the fiat currency that is you can use the cryptocurrency to transact just like the the fiat currency

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However, to create such a powerful platform that will be able to do such things the fiat money can do and be widely accepted by the common man on the street requires a major amount of time and money in research, development and testing. This said, the paygine has been licensed to utilize Pay Engine Limited Technology and product, which have undergone years of successful development and testing and have a proven track record of successful real world use and support.

THE CRYPTOCURRENCY PROBLEM AND OBSTACLE

It is of news again that the cryptocurrency has a whole lots of advantage over the traditional banking system. Listed below are some of the traditional banking system barrier and shortcomings that are overcomes by cryptocurrency
• Lack of transparency
• Inflation
• The possibility of govermental and oligarchic influence
• Higher cost of services compared to cryptocurrencies.

THE PAYGINE SOLUTION

The various technical and regulatory complexities of each country make the cryptocurrencies to still be rumpling on the floor and the worldwide acceptance of the traditional payment instruments like bank account, credit cards and cash. The paygine will solve this problem by offering a universal open financial platform which will connect the world of cryptocurrency and traditional payment instrument.

Similarly, the paygine will allow both individuals and business to mention wallets that hold a mix of their preferred fiat currencies and cryptocurrencies, with easy conversion between them to use a bank card to buy whatever they want online and in stores around the globe and to transfer the money to OR from any other user in the world instantly and securely.

SERVICES AVAILABLE ON THE PAYGINE PLATFORM

The services available for both clients and customers includes:
E-wallet, exchange between cryptocurrency and fiat currency, payment processing for cryptocurrency accepting merchant, money transfer services, peer to peer services, e.t.c

ICO

To help in raising funds to develop the paygine platform, the founder will hold an initial coin offer (ICO). The ICO will give investors the ability to obtain the paygine token (PGC) which will be used to pay for the platform services. The ICO will be divided into two stages which is the pre-ICO stage and the main ICO stage.

PGC TOKEN DISTRIBUTION

The total amount of the PGC token will be 151,750,000 and the detail of the distribution is broken down as follows.

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