After coming back from travel, study or business trip abroad, It is common that some foreign currency will be left in hand. But most of the time, people don’t know how to deal with them. They just wait for the next chance to go abroad again. But maybe the foreign currency has already depreciated before going to abroad again.
So, how to correctly deal with the foreign currency in hand?
1.Credit card foreign currency account refund
Most people will use credit cards in addition to cash when they are spending overseas. Usually, they will choose the dual-currency credit card. For such dual-currency credit card holders, you can directly deposit the remaining foreign currency into the foreign currency account so that you can foreign exchange purchase fees.
Here to introduce a multi-functional e-wallet called Epay to you. You can deposit your foreign currency to Epay by wire transfer or local currency deposit function. The currencies supported are USD, AUD, HKD, JPY, PHP, VDN and so on. After depositing to Epay account, you can shop and pay using Epay in hundreds of online shops that support Epay payment.
In addition, if you have needs to remit money to your family or friends abroad, you can use Epay Global Remittance Network to do it easily. It is costless and with fast speed.
2. Deposit money to the online wallet for shopping abroad.
Here to introduce a multi-functional e-wallet called Epay to you. You can deposit your foreign currency to Epay by wire transfer or local currency deposit function. The currencies supported are USD, AUD, HKD, JPY, PHP, VDN and so on. After depositing to Epay account, you can shop and pay using Epay in hundreds of online shops that support Epay payment.
In addition, if you have needs to remit money to your family or friends abroad, you can use Epay Global Remittance Network to do it easily. It is costless and with fast speed.
3.Personal collection
The role of money is not limited to trade. It can also take you to another country, to appreciate the customs and historical changes around the world, to feel the progress of the times, to acquire knowledge and to cultivate sentiment. Therefore, it is advisable to carry out the collection and make a memorial. In addition, the annual Spring Festival is the most familiar RMB for the lucky money, the new spring red envelope for foreign currency, not only fashionable and decent, but also quite innovative, and do not have to worry about children squandering, is also a good choice.
4. Buy foreign currency wealth management products
If you return abroad and the remaining foreign currency exceeds 8,000 US dollars (other foreign currencies are converted into RMB more than 50,000 yuan), you can consider purchasing the corresponding foreign currency wealth management products. Although the scale of the issuance of such wealth management products has dropped this year, it no needs to be exchanged for RMB, It can obtain corresponding income in a fixed period of time too.