Now that we have moved to Australia, the CoinList crowdsales are at poop times in the middle of the night or early morning. That means that I'm setting alarms in the middle of the night to be ready for the queue. Just recently, my wife mentioned that I had been waking up quite often for these things... actually, I don't think I'm taking part in more CoinList sales... just that they are more noticeable now that there are alarms in the middle of the night instead of just in the evenings. At least these days, I'm not running out of dinner!

So... moving on to the current CoinList sale. This time, we have a bridge project that aims to connect the financing, payments and credit demands of Small and Medium business with the liquidity of DeFi. Now, as a freelancer.. I've found that the existing banking system has been fine for payments in Europe or Australia... however, now that I've moved to Australia, I still have some teaching work in Europe... and I've found that the payments can be a little bit annoying. I can only imagine that in countries with less reliable banking infrastructure that this is a real brake on scaling and progress for small and medium sized companies.

Tribal is attempting to address this problem, starting with launches in emerging markets in Latin America, the Middle East, and Africa. These are areas where the lack of access to finances and credit from a reliable banking system is a real and concrete problem. I suspect that these areas are going to benefit the most from a better way of doing things... as the old legacy architecture of the banking system "sort of" works in developed nations.

What is interesting about Tribal is the fact that it launched in the depths of the crypto bear market... this is always a decent thing, as only the real builders and visionaries are doing things in those times. The easy money crowd have lost interest... and you can see who the real projects are!

So, unlike many of the "in the wild" token launches, the CoinList crowdsales are often showcasing projects with working products, and as you can see Tribal has some pretty decent adoption... a nice change from vapourware and "pi in the sky" white-paper pitches that usually infect our ecosystem.

... although, I'm afraid that I will have to take their word that these are actually growing startups in the developing world areas that they serve. Unfortunately, none of these are familiar names to me... but perhaps people living in these regions will be better placed to educate me!

So... what is not to like here... lending protocols that aren't requiring over-collateralisation (due to the staking and the known businesses with non-volatile assets) and border-less payments with VISA network access. Like it or not, DeFi and crypto will have to exist alongside the current big TradFi players like VISA and Mastercard... without these payment networks, crypto is just not going to get a foothold at all!

Ahhhh... our friendly dumpers. Well, these are the firms that will have already invested at lower prices to the crowdsales, hoping for a nice return on their investments. There are some of the usual names, but some interesting new ones in there that reflect that developing markets focus of the project. Nice to see Stellar also popping up there!

The usual rules for the CoinList crowdsale... thankfully, a two round one this time. I really prefer the two round launches, I prefer to have a little in each, so that I have different unlock schedules and purchase prices. Thankfully, one of them is at a pleasant hour... unfortunately, the first one is not so nice in Australia!

There is very little to mention here... the blue sections will have already been allocated as far as I understand, with the CoinList sale being a small allocation in relation to the other two already allocated purchases.

... however, that is made up for with a swifter vesting schedule. The trouble is, I'm not entirely sure when the other two "Early" allocations started their 1 year lockup? I would hope that it starts at the same time... but at the moment, I'm a little too tired to chase that up.

Sigh... staking tokens... It is all the rage, especially with the eco-angle. But, so much depends on the tokens holding their value... and I'm not always sure that that is a given. I'm not 100% confident about the value proposition for the TRIBL token... however, I supposed that if it gets some real legs, then it could work?

A decent enough looking team with a mix of crypto and traditional backgrounds, useful knowledge bases for trying to build a bridge and better than the crypto-only "we will kill you all" teams... I'm afraid that that is an unfortunate last name for the Core Contributor though!

So, Tribal (TRIBL) does aim to solve a problem that aware of in the developing economies... and one that I start to see the hints of in the developed banking world as well. I'm pretty happy that they have a working product that is actually being used... even if I'm not entirely sure about the worth of the token part.

However, CoinList has always been good to me... and I trust their vetting. So, I will be trying to get a purchase spot in both rounds.... hopefully, the priority queue gods will be on my side again and I will get the nice short queue!

I can also be found cross-posting at:
Hive
Steem
Publish0x

Handy Crypto Tools

Ledger Nano S/X: Keep your crypto safe and offline with the leading hardware wallet provider. Not your keys, not your crypto!
Binance: My first choice of centralised exchange, featuring a wide variety of crypto and savings products.
Kucoin: My second choice in exchanges, many tokens listed here that you can't get on Binance!
FTX: Regulated US-based exchange with some pretty interesting and useful discounts on trading and withdrawal fees for FTT holders. Decent fiat on-ramp as well!
MXC: Listings of lots of interesting tokens that are usually only available on DEXs. Avoid high gas prices!
Huobi: One of the largest exchanges in the world, some very interesting listings and early access sales through Primelist.
Gate.io: If you are after some of the weirdest and strangest tokens, this is one of the easiest off-chain places to get them!
Coinbase: If you need a regulated and safe environment to trade, this is the first exchange for most newcomers!
Crypto.com: Mixed feelings, but they have the BEST looking VISA debit card in existence! Seriously, it is beautiful!
CoinList: Access to early investor and crowdsale of vetted and reserached projects.
Cointracking: Automated or manual tracking of crypto for accounting and taxation reports.
Stoic: A USD maximisation bot trading on Binance using long-term long strategies, powered by the AI/human system of Cindicator.
StakeDAO: Decentralised pooled staking of PoS assets.
Poloniex: One of the older regulated exchanges that has come into new ownership. I used to use it quite a lot, but have since stopped.
Bitfinex: Ahhh... another oldie, but a goodie exchange. Most noted for the close affiliation with USDT and the Basic "no-KYC" tier!