That thing you are spending that you call money only feels like money, and looks like money, it is not money it is a degital form of credit, an IOU yhat is printed at all time and in almost all problems. In the world we live, inflation is part of the system. It is a feature in the system and not a bug.
With this type of economy, we can say for sure that people who save are punished and savings is reduced to a laughable stock. But it is called currency so why should we worry? Well, let me quickly explain what currency is. It is a medium of exchange that is moved from one hand to another allowing us to trade, and pay for things. Money is a store of value and it is used to store and preserver of purchasing power. With this explanation you can tell the difference. The dollar is a currency while gold and bitcoin are money.
Now that I have explained the both, what do you have; money or currency. A lot of people do not have money, they have currency which is owned by the government, managed by them and devalued by them. The government has arranged inflation in a way that it never knocks. It is always there waiting to steal from you with respect to time.
The way inflation comes in is not the same way your salary is going. Everything you are buying is increasing from petrol to groceries, even a dinner out can cost a lot that you have to rethink but your wage remains the same. Funny enough, there is always something to blame with politicians blaming the supply chain and business people putting it on demand but no one blames the printing of money.
A lot of us keep fiats in the bank and we expect that our money is safe but how safe is our money if we remove the fact that it depreciates consistently. In Nigeria, the NDIC insures a maximum of 5 million naira of your money in the bank which is just $3100, anything outside that, you are uninsured and even with the insurance, you do not get an instant refund if the bank collapses.
Interbank transfer is a game of confidence and not a game of money availability and this is just a domino because a simple failure can crash the economy and your money becomes useless. In reality, we live in a world were inflation is now part of our system so it is important to be able to differentiate currency from fiat, and keep growing your finance so it doesn't keep losing value.