image using Ai.
For me, taking loan is the biggest challenge not from banks or anything like that but from people. I can't really take loan from someone since if they refused it'll only make things worse like that's gonna hurt my self respect and could ruin a good relationship if I didn't manage to return that loan on time.
Also taking loan from banks isn't easy, you've to return it back with interest on it which is something I don't like at all.
When you need small loans, You don't go to banks
There's many people who run to banks every now and then just to get a small loan which is something I'll never do because it's not worth it.
When you need small loans, you can call your trust worthy friend or some known personality who you can trust and can make sure that guy won't judge you in future that "you took loan that day" no one like that kind of people who keeps on reminding their kind act over and over again for the rest of life.
image by Raten-Kauf from Pixabay
No one likes asking for a loan from someone, that's why it should be friend you're sure about he's gonna help in that situation.
The biggest mistake a person can make while taking loan is "pilling all that loan" one after another and another without paying back any of those previous one's.
There's this person in my neighborhood who's just like that "loan Piller" and everyday someone knocks his door and asks for money. His whole reputation is so bad just because he's not trust worthy.
The time when I took a good loan from friend
I can count on my online buddies over in real life anyday as we've known each other for some years now and haven't even met in person yet they do help
This one time I had to take loan was back when I went to relatives place in a new city to find a job
I didn't had any money and internet was something I needed but without money we can't get data.. so, asked one of my buddy to lend me 500 rs.. it's not that much nowadays but for anyone who earn it by doing hardwork - it's really much.
image by Gerd Altmann from Pixabay
So, after taking loan from him I had internet access while I was trying to find job in that city.
I was kind of tired going out everyday for interviews and waiting for responses those days so instead I started searching for some online work
Cause I had to pay that loan back, I thought let's find some work on internet.. came across an app where you do surveys and get cents, than a website where you've to follow other people on social media to get some cents
I did pilled all those cents like building a wall brick by brick to make enough money to pay him back that loan as well as enough money to get more internet data next week.
Later I found job and bonus was side hustles on internet
Just because of that one loan I figured out some ways where I can make money from internet back when I didn't have any job
But than after finding a job, I continued searching for better options and got into crypto somehow and than blogging and hive.
Now in different communities and exploring more ways. The fact that it all started from a loan is something I've huge respect for my homie.
Wrapping Up..
In the end, taking loans make sense when you know you can return it back. I've seen people destroying whole relationships just because of loans and it's just the worst way to end things.
I'm scared of taking big loans, I never had taken a loan I can't pay.. it's like another responsibility, it's better to avoid loans unless you really need it for a good reason.
I hope everyone will agree with this and would love to know what's your thoughts are about it in the comments.
