I have used CUB Finance a bit before, but not made this sort of analysis for the real results.
Thanks to @nrg for recommending to start this experiment. After about a month of collecting the real numbers, the results seem pretty good so far. It's not probably the safest thing, but considering everything, the results show pretty stable results actually. This is not any sort of advice, but just an experiment showing, what is possible.
Starting to try out DeFi, it might be a bit difficult to understand all of it at first, but once you learn and try it out, it's actually not that complicated anymore, and you are ready for the future, no matter which DeFi platform you will need to use. They user experience is pretty much the same currently, just some minor differences.
Let's look at the numbers now.
The allocation
How did I decide the allocation? Well I went aggressive with the CUB/BUSD farm because of the biggest ROI. Currently it has 137% APR. But also put smaller amounts in the CUB Kingdom and bLEO/BNB for a bit of stabilization - not that the % there would be much smaller.
For the normal world standards all of the % are so big it would probably seem like some scam for people. But I can say, it's real, at least so far in this experiment it is all there and can be withdrawn any moment if needed.
Starting with $500 - amount that is not too small, but not too big
Depending where you live, it might be a very big sum, but for most people in Europe it's not small, but also not too big sum. I think this sum is perfect for this experiment. You can always calculate the returns for smaller amounts from this, but the transaction costs might start affecting the results more with smaller sums. All the numbers in this experiment should be about 95% accurate. I did compound the new farmed CUB every once in a while and put it in the Kingdom and CUB/BUSD farm.
CUB price over the month
Here is the graph of the CUB price itself moving over the month. So started at about $0.742 and ended at $0.684. So CUB price declined actually about 8% over the month.
Daily change in % of CUB price. The most volatile days we saw 7.5% down and 7.2% up, and most stable days the price didn't change much.
Results from the $500
As we started, the experiment was worth $500. At the end of the first month it was worth $552.
How is this possible you might ask, well I would say magic. What I find the most interesting is that the price of CUB went down over the month, so that's even more impressive. So the result is that it all generated 10% in 1 month, over a year if everything would go in the same way, it could generate over 100%. Of course nothing like this is guaranteed, and things can change.
The volatility is there, and can be massive when looking day after day, but over a month so far it smooths out.
Here's also the volatility comparsion of CUB price and the experiments Farms and Kingdoms value.
As we can see from this graph, the CUB is more volatile itself, than holding it in the Farms and Kingdoms combined - that's how it should be. This also makes the upside swings smaller, but that might be worth to sacrifice for a bit more stable results depending on your preferences.
Hope you find this info helpful or interesting, will keep collecting and will post more updates in the coming months.
PS! If you would like some specific sort of information, that I didn't include here, let me know, so I can include it in the next months update.
Thank you for your attention.