With the advent of the internet and technological advancements, investments have taken various dimensions. Technology has also contributed to the astronomical growth of the investments landscape. It has also enabled investment fund managers to adopt varying strategies in the utilization of available funds
Technological advancements have also given birth to great innovative ideas in the form of digital currencies such as Bitcoin, Ethereum, Litecoin, and a myriad of other cryptocurrencies. The cryptocurrency industry saw an astronomical growth in 2017 since its invention in 2009, a lot of crypto assets got to their all-time- high (ATH), causing a lot of new entrants into the space. This is resulted in fresh investments by people who knew next to nothing about what they were putting their money into, up until the market started to crash in the quarter of 2018.
The crypto space and cryptocurrencies are at present high risk investments with near absolute volatility and is increasing difficult to achieve any form of stability. This has made a lot of people to be but are scared to invest in any cryptocurrencies especially as the risk of losing one’s investment is very high. Some are scared of investing in cryptocurrencies or even venture into the space due to the abundance of fraudsters and scam projects which are replete in the space now, for fear of losing their hard earned money.
WHAT IS SMARTER THAN CRYPTO?
To alleviate the fear of losing their money and ensure people are no longer cryptocurrencies averred, a smart innovation was put together by team of great minds, this innovation is called SMARTER THAN CRYPTO, the first cryptocurrency Smarter Than Beta tokenized portfolio. It is worthy of note that Smarter Than Beta strategy is an offshoot of the beta strategy which developed into index funds and trading strategies. The Smarter Than Beta strategy has been known to be highly successful due to its reduced cost nature.
Having recorded huge successes as an investment strategy, the Smarter Than Beta crew thought to replicate same in the crypto world to provide same .
The fact the most cryptocurrencies have lost over 80% of their value between January to August 2018 makes it increasingly difficult for potential investors to single out any crypto asset to invest in, since there are no guarantees of success. This is the solution Smarter Than Crypto brings to the table.
In this article, we shall refer to Smarter Than Crypto as ‘STC’ and this shall be used intermittently. STC essentially entails carrying a bag of crypto assets with the sole aim and goal of making light and reducing the attendant risk-effects of just one crypto asset in the whole portfolio. Keeping crypto investments risk at their barest minimum is one of the core missions of STC.
SMARTER THAN CRYPTO FEATURES
Smarter Than Crypto has some unique features, and it is not limited to the following;
- STC is completely automated: According to the whitepaper, to ensure that a user’s investment portfolio is fully optimized at every point in time, the STC team decided to computerize the entire portfolio for all trading and rebalancing activities.
- STC will not incur professional fees: Unlike other investments platform, the STC platform being automated will not incur any professional charges for portfolios. This will make investments more profitable.
- STC has a wide variety of crypto assets: This ensures that the investor has a lot options to choose from and only the top gaining and high yielding coins are included in the crypto portfolio.
- STC ensure liquidity and stability: Since crypto assets and portfolio are going to be help in the native token (STC), it hedges against token prices dropping less than the value of a portfolio held. Also, the model adopted by the platform ensures that the yield of portfolios do not fluctuate in any given market condition (bears or bulls).
- Round the clock trading: Traditionally, the crypto marketplace never closes, this implies that trading is done on an investor’s portfolio 24 hours, 7 days a week.
As enshrined in the whitepaper, Smarter Than Crypto will utilize the Ethereum blockchain technology. This implies that the STC token is an ERC-20 compliant smart contract and has a limited supply and is not mineable.
ICO AND TOKEN ECONOMICS
The Smarter Than Crypto token sale has commenced with a private presale which is currently on-going. The public sale will commence on September 17th, 2018 and will be concluded on October 15th, 2018. The project has a soft cap of $2million and a hard cap of $25million. The token distribution depicts a whopping 88% of the token supply made available to the public, implying that most of the tokens will be in the hands of the investing public.
- Ticker: STC
- Token Type: ERC-20
- Blockchain: Ethereum Network
- Total Supply: 25,000,000 with an option to increase it to 100,000,000
- Currency accepted for payment: BTC, ETH, & LTC
- Token Price: According to the whitepaper, the price of STC will change four times in the course of the token sale thus;
- Private Pre-sale: $0.90
- 1st 48 hours of public sale: $0.95
- 48 hours to 2nd week of public sale: $1.00
- Week 2 till the end of public sale: $1.20
PROJECT TEAM COMPOSITION
The Smarter Than Crypto project is composed of an 8-man team of seasoned professionals with 15-30 years of cognate experience in their various areas of specialization. The team is led by Oliver Prock and Harald Heidinger. Both men have an impressive 20-30 years’ experience in trading assets such as FX, futures, commodities and investment banking. This is definitely an All-star team and there’s no doubt they’ll not be able to pull this through. As an investor, one of the key factors that influences my decision in investing in an ICO is the experience of the team. STC team composition gives that confidence of a team that can deliver on their promises.
Detailed experience and skills of the team members is available in the STC Whitepaper
ADVISORS
A great team needs as support the vast experience and advice of its advisors. STC has an impressive 5-man team of advisors with vast years of experience across the various arms of the project. For more information on the advisor, you can check up the Whitepaper
ROADMAP
Another important element I focus on in my articles is the roadmap and how religiously the team is following it. Because this will determine to a great extent the success or otherwise of the project. According to the roadmap, regular operations will begin for the STC token in the 4th quarter of 2018. This shows that the STC will soon be operational and investments will soon come on stream.
CONCLUSION
Smarter Than Crypto is positioning itself in the world of crypto investing is by providing ways to reduce the attendant risks in investing and alleviating the fears of potential investors who are afraid of losing their investments especially during a bearish market condition. This and many more Smarter Than Crypto is making possible through a combination of the already existing Smarter Than Beta investment strategy and the blockchain technology. This will revolutionize crypto investments massively and build more confidence in the cryptoworld and its investments landscape.
REFERENCE
- Smarterthancrypto.com (2018) [Online] Available at: https://www.smarterthancrypto.com/whitepaper.pdf [Accessed September 13, 2018]
USEFUL LINKS
STC Website: https://www.smarterthancrypto.com/
STC WhitePaper: https://www.smarterthancrypto.com/whitepaper.pdf
STC Telegram: https://t.me/stc_tokens
STC Facebook: https://www.facebook.com/smarterthancrypto
STC Twitter: https://twitter.com/Smarter_Crypto
STC Medium: https://medium.com/@smartercrypto
STC Bitcointalk ANN: https://bitcointalk.org/index.php?topic=2779260.0
STC GitHub: https://github.com/SmarterCrypto/Smart-Contract
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