A few days ago I was looking how things are going in regards to liquidity, as things have changed quite a lot and BTC is now really unusable with 50 USD transaction fees and slow execution.
Debit Cards
My surprise was that there still are no cards which allow choosing an AltCoin as primary account holding, with only conversion when spent.
Visa and Mastercards usually allow to choose between USD, EUR or GBP as base currency. Almost all converted instantly the cryptocurrency to those currencies when sent.
Only one allowed to have an account in BTC or LTC but this was one exception.
What is the problem with that? As Bitcoin fees can go as high as 300 USD per transaction, one would really have to send 10,000 USD in BTC in order to justify 50-300 USD in transaction fees for the BTC transfer, then you have to pay commissions and so on regarding the conversion to the base currency, for example USD on top.
Many users have less than 10,000 USD in cryptos, so they would have to exit the market completely and invest through their card in USD basically again in order to be able to spend some of the money.
One card allowed to hold LTC, which is better in terms of commissions, but still....
ATMs
If you do not want to pay fees at all the only liquid currency for ATM's seems to be dogecoin at the moment, so it does not surprise me that those have risen 70% in the last few days.
Why not incentivize those companies to introduce Steem as an option?
Ned could pay a price to ATM producers and Card companies like XAPO to introduce that option. I think that a 10-100,000 USD would be sufficient to make them do it. So Steem would be universally usable and withdrawable.
Shapeshift.io
Shapeshift could be at the forefront reintroducing Steem and Steem Dollars again, and acting for ATM's and cards as a conversion hub with low fees.
Steem would explode in price!!
This would go very far in media attention and everything... I think that Steem could hit 10 Billion if this was announced. We have 1.5s transfers for free and 400.000 accounts and handle the most transactions of all... So why not introduce this in ATM's and cards in order to make it really liquid. I think if Ned would invest 500,000 USD from the Steemit account on these prices to those exchange companies, the price would shoot up drastically and he would multiply his money...
Disclaimer: this is only my opinion, no investment advice...