Posting from this account because my @netuoso account is so far beyond useless it's not funny. Wish I could give you a vote on this post because you are absolutely correct.
At this rate, @netuoso will be unable to transact, in any form, for about ~14 years.
No worries, because @wehmoen has me beat, requiring 287 years to regenerate his RC.
Not sure how things are supposed to work with RC, but my guess is this is not it.
RE: Currently accounts must have 75 SP to use all of their voting power.