I like this perspective.
Another interesting note regarding SBD. I used to think SBD always needed to be transferred to STEEM to cash out, but poloniex has an SBD/BTC exchange.
I don't have to deal with that 10 day delay to cash out, and can let my SBD collect 10% interest if I am not in a rush to exchange it.
RE: A reason to hold Steem Dollars - 10% RISK FREE INTEREST PER YEAR [Newbie Edition]