I have to admit, I'm one of those minnows you mentioned, so perhaps I'm already inclined to agree with propositions from someone of greater expertise. That said, I appreciate the evident intent behind your proposed changes the rules of reaching a point of optimal benefit to all users, especially if individuals can help Steemit reach that point through choices made which also yield their maximum personal benefit. (This is how I understood your article through point 9.) Maybe I'm asking too much, but I am curious to learn: in #15, why does a decreased aversge payout imply an increased overall user engagement?
RE: Ideas for Future Rule Changes - Voting, Earnings, Maximum Social Benefits - a Discussion Document