Be afraid, as a matter of fact run if you can when a Naked Individual offers you clothes.
Naked Individual 1: One who has no job, doesn't own and hasn't run a business before but wants to teach someone who is running a business how businesses are run.
Naked Individual 2: One whose bank account has not seen an alert of 30,000USD all his life, borrows 500USD to print fliers inviting you to his seminar where he teaches you how to be a billionaire.
Lol,My dear if I were you, I would run for my life.