Stellar is often related to its competitor Ripple since is formed as a fork from Ripple itself in 2014 which, of course, explains all the connections Stellar has with Ripple. We just need to wait and see how Stellar will develop and differ from Ripple.
Stellar is focused on operating in the developing world. They’ve partnered with IBM and opened a major opportunity to potential XLM users because; more businesses from the developing world try to find a way for their projects to be funded. Behind Stellar is the same blockchain technology as is behind Bitcoin only the difference is that Stellar can process transactions in 2 to 5 seconds and also allows all users to make a quick exchange of government currencies such as Euros or dollars. Also, because of Stellar’s partnership with IBM, there is a huge chance of using Lumens to process more than 60 percent of all the cross-border payments. Experts believe that because of its decentralized nature and nonprofit organization, Stellar can be the next great thing. You can find out more about Stellar > Cryptocurrency classes
I'm just waiting to see Ups and USPS using stellar