Technically, last week investment review is up to 24th December 2020. But because my cut-off date is always on Friday, so my review is up to Christmas. So how my unit trust investment do last week ending 25th December 2020?
| Date | Gain or Loss | Equity Holding | Bond Holding |
|---|---|---|---|
| 25 December 2020 | 21.87% | 19.71% | 80.29% |
| 18 December 2020 | 21.98% | 19.65% | 80.35% |
| 11 December 2020 | 21.78% | 19.76% | 80.24% |
| 4 December 2020 | 21.55% | 19.26% | 80.32% |
This is my weekly post about my personal investment in Unit Trust, diversifying my retirement fund. My intention is to educate anyone who is reading this to diversify and regularly rebalance their retirement fund. Different people have different risk tolerance. Please explore your risk tolerance before you start to invest. Take what you learn in this post with a pinch of salt.
My investment portfolio value is currently at 21.87% as compared to 21.98% last week. If I did not do portfolio rebalancing, my investment portfolio value would be at 35.64%.
My local & bond fund value went down while my regional fund value went up last week. The FBM KLCI index closed at 1,641 points, 11 points down from the previous week, led by profit-taking on index stocks. Regional markets traded mixed ahead of the Christmas holiday.
I will monitor my unit trust investment weekly until my next scheduled portfolio rebalancing. It is hard to predict the market movement, that is why you need to keep your emotion out of investing and rebalance your portfolio regularly. Looking at the market now, I will be switching from my bond holding into equity on my next scheduled portfolio rebalancing.
I'm hoping that next year will be an exciting year. Even though financial experts are saying that the US stock market is going to crash, my investment portfolio is prepared for it.
How is your investment doing?
Posted from my blog with SteemPress : https://www.northborneogeek.com/2020/12/my-unit-trust-investment-as-of-25th-december-2020/