Viva (http://www.vivanetwork.org/) is an innovative decentralized ecosystem that intends to directly link borrowers in need of a mortgage to investors. Naturally, decentralization and security will ensure the use of blocking technologies and smart contracts.
Viva is going to apply special contracts of the Ethereum network, which will provide securitization of private home loans in Fractionalized Mortgage Shares (FMS). Further, they can be easily purchased or sold in the Viva FMS Exchange application.
Let's look at the objectives of the project and the advantages:
The team intends to exclude middlemen, hence the process of lending will be most effective and exclude additional commissions. For investors, this is also a big plus, because this solution directly will increase the return on investment.
Viva also excludes the need for banks and other large intermediaries, it allows the free market to independently and adequately calculate the mortgage interest rate, which will correspond to the level of risk associated with the real price of the asset.
Thanks to this project, now accredited private investors will be able to own FMS shares - this is a huge plus in favor of the project!
Viva and his team will make housing much more affordable!
As mentioned earlier, the platform will use smart contracts to receive home loans based on crowdfund!
Get a mortgage without intermediaries can be anywhere in the world, where there is Internet!
The team of this project has a unique idea, namely, to make a revolution in the sphere of providing mortgages and investing
Viva Network Mobile is a mobile application of this platform, thanks to it you can join this project without any problems. It will have full platform functionality!
The interface of the application is very convenient and intuitive, with the support of several languages.
You can download it right now, but only on Android: https://play.google.com/store/apps/details?id=io.vivacurrency.vivawallet&hl=en. The development of the version for iOS is in full swing and soon you will see the application on iOS
How will the process of buying / borrowing:
1 The user selects the house that he wants to buy.
2 The user enters the VIVA platform to search for investors from all over the world who are ready to provide him with a mortgage.
3 Then, if the borrower and the investor are satisfied with all the conditions, the investor transfers the money to this platform, after which the system itself transfers money to the borrower. (All these operations will be absolutely safe and honest, thanks to smart contracts and the use of blockchain technology).
4 The borrower provides monthly payments for the loan provided by the investor in a fiat currency, then the system automatically sends funds to the investor, even if it is on the other side of the world!
Road Map:
As we see the beginning laid long ago, namely in May 2016, it is also another plus in favor of the project.
A full-fledged launch platform is planned for the second quarter of 2019, which is fast enough for such a massive project
Token:
The VIVA token will be used to conduct operations and operate the platform as a whole.
At the moment there is a 3 round of Pre Sale, whose goal is to attract 6,870 ETH, you can also get tokens with a 30% bonus at the rate: 1 ETH = 46,511 VIVA
Token identification: VIVA.
Total tokens: 4 trillion.
Ministry of Investments: 0,001 ETH
Max. investment without passing KYC: 7 ETH.
All unsold will be burnt
Team:
All members of the team have good experience behind their shoulders, I think this can not be doubted because they did a great and difficult job in a short time. Their main goal is to make a revolution in the sphere of mortgage lending and will facilitate this procedure many times.
Conclusion:
The project and its teams are really worthy of attention. Also, the platform has no analogues - this is an undoubted plus. And as we know, if you combine such ingredients as: a unique idea, a powerful team, an almost ready product (which solves global problems) and investor attention, you get a fully working project that will be in demand all over the world. So let's have time to contribute to this project, because we know perfectly well that if the token is in demand (and it will be in demand because operations on the platform will be made thanks to the VIVA token) it will grow!
More:
Website: http://www.vivanetwork.org/
White paper: Website: http://www.vivanetwork.org/
White paper: https://www.vivanetwork.org/public/lib/whitepaper.pdf
BTT ANN: https://bitcointalk.org/index.php?topic=3430485.0;all
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