The art of financial management that is absent from most of us these days

Although it is more convenient to hide away from conflicts, it will not get you very far in reality, do nothing to improve your situation. Don't keep telling yourself that everything will work out in the end. It won't happen, sticking your head in the sand and hoping things will automatically get better is never a great idea and it can make things much worse.

Try to face your problems, even if they are painful. Be honest with yourself and stop pretending that everything is okay when it isn't clear. It will definitely be difficult to face your problems head on. It may make you feel uncomfortable and it will also push you to your limits, at the same time, this is the only way to truly break free.

Among the skills that are required to be known in today’s world, it is related to the art of buying, acquiring and organizing material matters, and making good use and employment of personal resources, which is missing by many of us who do not make good use of their potential and do not have sufficient experience in dealing with goods and services around them, which costs them a lot, especially in This is the era where celebrities are guiding humans and playing with their emotions.

It is unfortunate to find a single young man who does not have any important financial obligations, but he suffers from the dilemma of the adequacy of his salary until the end of the month, and the reason is poor organization and dealing with the material in a kind of chaos and indifference, with a complete absence of saving or investing part of the salary in requirements awaiting him in the future, affected by With sayings promoted among young people, the “live your life” type, which means evading all rules, warnings and requirements and jumping on them, for the sake of appearances and scales of no importance.

This problem that grows with a person and affects the course of his life, and rooting negative habits in his actions, needs a pause and treatment, especially since it is linked today to appearances and imitation, and it is receiving great nourishment from social media celebrities, and the content they broadcast based on marketing only, and encouragement On the purchase and the indirect influence that makes many of our youth captives to it, and thus it becomes clear the poor preparation for the future and the lack of focus on investing some funds for the upcoming circumstances, instead of unjustified spending, and then resorting to banks to obtain loans or credit facilities.

Financial management is an art that must be paid attention to, and its skills are taught to students who appear to need its skills in their lives that are full of temptations and the arts of marketing and polarization are active, and banks and financial institutions are concerned with designing programs that encourage this, instead of providing channels of loans and facilities only, and neglecting programs It encourages saving with the need to direct parents to their children to plan for their future and participate in bearing its consequences, instead of wasting their resources in the manifestations of daily life and remaining captives of credit cards, loans and benefits that exceed their capabilities, which requires a system and skill in purchasing, instead of randomness whose effects are evident In the absence of emergency savings, and the difficulty of financial independence despite an adequate salary.