As some of the cryptos already moved up, I also took some profits, just in case... I do believe that we still have more of the bull run ahead of us, but nowadays, with crazy politicians and banks, you never know what can happen tomorrow (aka C19, new wars, etc.) My main pick is also HBD, while with SURGE, I don't have too much dilemma... In my opinion, for an additional 1-2% better APR, it's not worth it... At least, not with the amount of stables that I have... lol... As you mentioned, you may face a lack of liquidity when taking out, and there are additional risks associated with new tokens, such as the owners behind them, etc.
Oh, congratulations on reaching 6K!
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RE: Claiming my HBD interest and auto-compounding it in HBD Savings